A water damage event can cause a headache and a hefty bill. The water damage claim process can help alleviate the stress from the cost of the bill. However, this process can cause more stress as it is tricky to navigate, especially if it’s your first time.
Navigating the water damage claim process is important and crucial to most situations with water damage. United Water Restoration Group of Jacksonville, Florida would like to provide a few tips on how to better navigate the water damage claim process.
The best way to start your water damage claim process is to prepare. Gather any relevant information such as insurance provider information, policy numbers, and an understanding of the problem.
Homeowners typically have multiple insurance companies handling different processes of damage. While one insurance company may cover water damage caused by storms, another may only accept a water damage claim resulting from plumping or pipe issues.
After finding the proper insurance policy to go through, they will likely ask for evidence or offer to send over a claims adjuster. Regardless, you should always document the damage dealt to your property, before and after an adjuster comes over.
Insurance companies often have a window of time for when you can file a claim, the sooner you file, the better. This helps the process get started faster and prevents your insurance from rejecting your damage claim. Some insurances have language placed in their policy that prevents you from being eligible to use your policy past a 14 day period after the damage occurred.
Most insurance companies have a limit on what they are willing to cover. Exceeding this limit does no favors to your water damage restoration process or your wallet. As soon as water damage begins accumulating, we suggest stopping the source of the problem. This can be in the form of shutting off the water in the property or by a quick fix to the damage.
Water damage restoration companies, such as United Water Restoration Group of Jacksonville, Florida, can assist you in maximizing your water damage claim. Not only can we help fix the problem at your property, but our customer support specialists can also help you navigate your water damage claim process.
Our specialists can get in direct contact with your insurance company and mediate on your behalf. If you recently have experienced a water damaging event and need assistance, you can contact us at (904) 469-1606. United Water Restoration Group of Jacksonville, Florida’s service line is open 24-hours a day, 7 days a week, 365 days a year. Our service line can place you in direct contact with one of our certified technicians in Jacksonville, Florida in a matter of minutes!
Get Immediate Help (904) 469-1606